NEW·bitcoiners-dca — automate your AED-to-BTC stacking·Join early-access →

Tool · Historical DCA

What if you'd DCAed AED 1,000/month into Bitcoin since 2021?

The numbers, vs the AED you actually had in the bank — and what S&P 500 or gold would have done with the same plan.

You'd have stacked

0.40064 BTC

AED 171,414 today

vs AED 60,000 you put in · +186% (AED 111,414 gain)

The same plan in other assets

Bitcoin (your plan)
AED 171,414
+186%
S&P 500 (SPY ETF)
AED 79,214
+32%
Gold (spot, USD)
AED 81,967
+37%
UAE bank savings (2% APY)
AED 63,123
+5%

Portfolio value vs AED invested

Portfolio value (AED) AED invested

Start your own plan, automated

The bot does this for you automatically — buys AED → BTC on your schedule across BitOasis, OKX, or Binance UAE. Free to self-host.

See the DCA bot →

Methodology & caveats

Bitcoin prices: monthly closes pulled from CoinGecko, denominated in AED at the 3.6725 USD peg.

S&P 500 and gold: year-end SPY and spot-gold values, linearly interpolated month-by-month. Approximate, not tick-accurate.

Bank savings: generic UAE 2% APY, monthly compound. Some UAE banks pay 0%; some money-market accounts pay 4%+.

Fees, taxes, slippage: not modelled. Real DCA returns are 0.5-2% lower depending on exchange + execution.

Past performance: Bitcoin's historical CAGR is well into triple digits over multi-year windows. It is volatile and could go anywhere from here. This tool is for context, not a recommendation.